Products

Mittelstand companies form the backbone of their respective countries' economies, Germany, Austria and Switzerland.

These typically family-owned companies often look back to generations of company history, proven business models and high quality products. Family tradition and independence are often more important than short-term success to Mittelstand companies, a long-term approach that led to niche technology leadership, high export rates, and to the success of the German economy worldwide. 

A prerequisite to this success, credit was historically supplied by the well-established German and European banking system. But the acceleration of new regulatory requirements (Basel II/III) since 2008 forced the traditional banking system to retrench from a large portion of the Mittelstand market, leaving unmet a large capital need.

Patrimonium offers tailormade and flexible, senior-secured credit-based financing solutions.
Purpose of the financing typically is acquisition, bridge- or growth financing, special situations, buy-outs refinancing, restructuring or ESUG- and debtor-in-possession financing:

  • Refinancing and debt restructuring
  • Short-term liquidity shortages
  • Expansion
  • Acquisitions
  • Working capital financing
  • Distressed or mass debt

 

Patrimonium's approach is hands-on, active, close-involvement, and it allows to design individualized financing solutions that integrate the needs of all involved parties.


Patrimonium currently manages the following products: